{"id":164,"date":"2025-06-17T19:31:50","date_gmt":"2025-06-17T19:31:50","guid":{"rendered":"https:\/\/iexperts-academy.com\/?page_id=164"},"modified":"2025-06-17T19:32:45","modified_gmt":"2025-06-17T19:32:45","slug":"credtypes","status":"publish","type":"page","link":"https:\/\/iexperts-academy.com\/ar\/credtypes\/","title":{"rendered":"credtypes"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"164\" class=\"elementor elementor-164\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ebf00dd elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"2ebf00dd\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58a1a0a6\" data-id=\"58a1a0a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-280388bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"280388bd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bb26ef6\" data-id=\"bb26ef6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a893a3e elementor-widget elementor-widget-highlighted-heading\" data-id=\"4a893a3e\" data-element_type=\"widget\" data-widget_type=\"highlighted-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"geeks-elementor-highlighted-heading__title\">\u062a\u0639\u0631\u0641 \u0639\u0644\u0649<span class=\"geeks-elementor-highlighted-heading__highlighted-text\"> \u0627\u0646\u0648\u0627\u0639 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-489abfef elementor-widget elementor-widget-highlighted-heading\" data-id=\"489abfef\" data-element_type=\"widget\" data-widget_type=\"highlighted-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"geeks-elementor-highlighted-heading__title\"><span class=\"geeks-elementor-highlighted-heading__highlighted-text lead mb-0\"> \u062a\u0646\u0642\u0633\u0645 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u062d\u0627\u0644\u064a\u0627 \u0648\u0625\u0644\u0649 \u062d\u062f\u0648\u062f \u0646\u0647\u0627\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0633\u0646\u0629 (2022) \u0644\u062f\u0649 \u0645\u0624\u0633\u0633\u0629 UK GOLDEN ACADEMY \u0648\u0628\u0642\u0631\u0627\u0631 \u0645\u0646 <br>\u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u0625\u0644\u0649 :<\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59b9ccff elementor-widget elementor-widget-accordion\" data-id=\"59b9ccff\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1501\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1501\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1501\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1501\"><div id=\"pp-accordion-tab-content-3591\" class=\"pp-faq-answer pp-accordion-tab-content\" data-tab=\"1\"><p><strong>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u062a\u0635\u0646\u064a\u0641 \u201c\u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f\u201d \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>2- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0643\u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>3-\u064a\u0645\u0646\u062d \u0643\u0644 \u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f \u0646\u0637\u0627\u0642\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 (\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a\u060c \u0625\u062f\u0631\u0627\u062c \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0648 \u0627\u0644\u0625\u0634\u0647\u0627\u0631).<\/p><p>4- \u064a\u062f\u0631\u062c \u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0645\u0648\u0642\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>5- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0634\u0647\u0627\u062f\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u0645\u062a\u062f\u0631\u0628\u064a\u0646 \u0641\u064a \u062f\u0648\u0631\u0627\u062a\u0647 \u0627\u0644\u062a\u064a \u064a\u0639\u0642\u062f\u0647\u0627 .<\/p><p>6-\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0644\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0628\u0625\u0635\u062f\u0627\u0631 \u0634\u0647\u0627\u062f\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0644\u062c\u0645\u064a\u0639 \u0628\u0631\u0627\u0645\u062c\u0647 \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>7- \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u062f\u0631\u0628\u064a\u0646 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u0628 \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>8- \u062a\u0644\u0642\u064a \u0643\u0627\u0641\u0629 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0645\u0633\u0627\u0646\u062f\u0629 \u0645\u0646 \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0637\u064a\u0644\u0629 \u062a\u0639\u0627\u0645\u0644\u0647 \u0645\u0639 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629UK GOLDEN ACADEMY.<\/p><p>9- \u0647\u0630\u0647 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u062a\u0645\u0643\u0646\u0643 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0645\u0647\u0646\u064a\u0629 \u0623\u0639\u0644\u0649 \u0641\u064a \u062e\u0628\u0631\u0627\u062a\u0643 \u0648\u062d\u0633\u0628 \u062a\u062e\u0635\u0635\u0643.<\/p><p>10- \u062a\u0633\u0647\u064a\u0644 \u0645\u0647\u0627\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0648\u062c\u062f \u0641\u064a\u0647\u0627 \u0648\u0643\u0644\u0627\u0624\u0646\u0627.<\/p><p>11- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u062a\u0645\u064a\u0632 \u201c\u062f\u0631\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u062a\u0645\u064a\u0632\u201d \u0628\u0642\u0631\u0627\u0631 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>2- \u062d\u0633\u0646 \u0627\u0644\u0633\u064a\u0631\u0629 \u0648\u0627\u0644\u0633\u0644\u0648\u0643 .<\/p><p>3- \u0623\u0646 \u0644\u0627 \u062a\u0642\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u062d\u0627\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u062f\u0631\u062c\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633 \u060c \u0648 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0631\u0628\u064a\u0646 (TOT).<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/p><p>1- \u0637\u0644\u0628 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0648\u062a\u0639\u0628\u0626\u0629 \u0627\u0633\u062a\u0645\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644.<\/p><p>2- \u0633\u064a\u0631\u0629 \u0630\u0627\u062a\u064a\u0629.<\/p><p>3- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/p><p>4- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633.<\/p><p>5- \u0646\u0633\u062e\u0629 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0645\u062f\u0631\u0628TOT.<\/p><p>6- \u0635\u0648\u0631\u0629 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631.<\/p><p>7- \u0635\u0648\u0631\u0629 \u0634\u062e\u0635\u064a\u0629 \u062d\u062f\u064a\u062b\u0629 (\u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 ).<\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1502\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1502\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u0645\u0639\u062a\u0645\u062f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1502\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1502\"><div id=\"pp-accordion-tab-content-3592\" class=\"pp-faq-answer pp-accordion-tab-content\" data-tab=\"2\"><p>\u062a\u0639\u0645\u0644 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY \u0639\u0644\u0649 \u0641\u062a\u062d \u0627\u0644\u0645\u062c\u0627\u0644 \u0644\u0644\u0645\u062f\u0631\u0628\u064a\u0646 \u0627\u0644\u0645\u0645\u064a\u0632\u064a\u0646 \u0644\u0644\u0627\u0646\u0636\u0645\u0627\u0645 \u0644\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0628\u062a\u0635\u0646\u064a\u0641 \u201c\u0645\u062f\u0631\u0628 \u062f\u0648\u0644\u064a \u0645\u0639\u062a\u0645\u062f\u201d .<\/p><p><strong>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 \u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f \u062f\u0648\u0644\u064a \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>2- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0643\u0645\u062f\u0631\u0628 \u062f\u0648\u0644\u064a \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>3-\u064a\u0645\u0646\u062d \u0643\u0644 \u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f \u0646\u0637\u0627\u0642\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 (\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a\u060c \u0625\u062f\u0631\u0627\u062c \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0648 \u0627\u0644\u0625\u0634\u0647\u0627\u0631).<\/p><p>4- \u064a\u062f\u0631\u062c \u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0645\u0648\u0642\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>5- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0634\u0647\u0627\u062f\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u0645\u062a\u062f\u0631\u0628\u064a\u0646 \u0641\u064a \u062f\u0648\u0631\u0627\u062a\u0647 \u0627\u0644\u062a\u064a \u064a\u0639\u0642\u062f\u0647\u0627 .<\/p><p>6-\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0644\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0628\u0625\u0635\u062f\u0627\u0631 \u0634\u0647\u0627\u062f\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0644\u062c\u0645\u064a\u0639 \u0628\u0631\u0627\u0645\u062c\u0647 \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>7- \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u062f\u0631\u0628\u064a\u0646 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u0628 \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>8- \u062a\u0644\u0642\u064a \u0643\u0627\u0641\u0629 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0645\u0633\u0627\u0646\u062f\u0629 \u0645\u0646 \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0637\u064a\u0644\u0629 \u062a\u0639\u0627\u0645\u0644\u0647 \u0645\u0639 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629UK GOLDEN ACADEMY.<\/p><p>9- \u0647\u0630\u0647 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u062a\u0645\u0643\u0646\u0643 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0645\u0647\u0646\u064a\u0629 \u0623\u0639\u0644\u0649 \u0641\u064a \u062e\u0628\u0631\u0627\u062a\u0643 \u0648\u062d\u0633\u0628 \u062a\u062e\u0635\u0635\u0643.<\/p><p>10- \u062a\u0633\u0647\u064a\u0644 \u0645\u0647\u0627\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0648\u062c\u062f \u0641\u064a\u0647\u0627 \u0648\u0643\u0644\u0627\u0624\u0646\u0627.<\/p><p>11- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u062a\u0645\u064a\u0632 \u201c\u062f\u0631\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u062a\u0645\u064a\u0632\u201d \u0628\u0642\u0631\u0627\u0631 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>\u00a0<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>2- \u062d\u0633\u0646 \u0627\u0644\u0633\u064a\u0631\u0629 \u0648\u0627\u0644\u0633\u0644\u0648\u0643 .<\/p><p>3- \u0623\u0646 \u0644\u0627 \u062a\u0642\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u062d\u0627\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u062f\u0631\u062c\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633 \u060c \u0648 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0631\u0628\u064a\u0646 (TOT).<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/p><p>1- \u0637\u0644\u0628 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0648\u062a\u0639\u0628\u0626\u0629 \u0627\u0633\u062a\u0645\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644.<\/p><p>2- \u0633\u064a\u0631\u0629 \u0630\u0627\u062a\u064a\u0629.<\/p><p>3- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/p><p>4- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633.<\/p><p>5- \u0646\u0633\u062e\u0629 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0645\u062f\u0631\u0628TOT.<\/p><p>6- \u0635\u0648\u0631\u0629 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631.<\/p><p>5- \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f .<\/p><p><strong>\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u062a\u0631\u0633\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0639\u0628\u0631 \u0628\u0631\u064a\u062f\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a .<\/strong><\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1503\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1503\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> \u0627\u0644\u062e\u0628\u064a\u0631 \u0627\u0644\u0645\u0639\u062a\u0645\u062f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1503\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1503\"><div id=\"pp-accordion-tab-content-3593\" class=\"pp-faq-answer pp-accordion-tab-content\" data-tab=\"3\"><p>\u062a\u0642\u0648\u0645 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 Uk GOLDEN ACADEMY \u0639\u0644\u0649 \u0641\u062a\u062d \u0627\u0644\u0628\u0627\u0628 \u0623\u0645\u0627\u0645 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0645\u062a\u0645\u064a\u0632\u064a\u0646 \u0642\u0635\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0628\u062a\u0635\u0646\u064a\u0641 \u201d \u062e\u0628\u064a\u0631 \u0645\u0639\u062a\u0645\u062f \u201d<\/p><p><strong>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u062a\u0635\u0646\u064a\u0641 \u201c\u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f\u201d \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>2- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0643\u0645\u062f\u0631\u0628 \u062f\u0648\u0644\u064a \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>3-\u064a\u0645\u0646\u062d \u0643\u0644 \u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f \u0646\u0637\u0627\u0642\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 (\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a\u060c \u0625\u062f\u0631\u0627\u062c \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0648 \u0627\u0644\u0625\u0634\u0647\u0627\u0631).<\/p><p>4- \u064a\u062f\u0631\u062c \u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0645\u0648\u0642\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>5- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0634\u0647\u0627\u062f\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u0645\u062a\u062f\u0631\u0628\u064a\u0646 \u0641\u064a \u062f\u0648\u0631\u0627\u062a\u0647 \u0627\u0644\u062a\u064a \u064a\u0639\u0642\u062f\u0647\u0627 .<\/p><p>6-\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0644\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0628\u0625\u0635\u062f\u0627\u0631 \u0634\u0647\u0627\u062f\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0644\u062c\u0645\u064a\u0639 \u0628\u0631\u0627\u0645\u062c\u0647 \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>7- \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u062a\u062f\u0631\u0628\u0648\u0646 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u062e\u0628\u064a\u0631 \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>8- \u062a\u0644\u0642\u064a \u0643\u0627\u0641\u0629 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0645\u0633\u0627\u0646\u062f\u0629 \u0645\u0646 \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0637\u064a\u0644\u0629 \u062a\u0639\u0627\u0645\u0644\u0647 \u0645\u0639 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY.<\/p><p>9- \u0647\u0630\u0647 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u062a\u0645\u0643\u0646\u0643 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0645\u0647\u0646\u064a\u0629 \u0623\u0639\u0644\u0649 \u0641\u064a \u062e\u0628\u0631\u0627\u062a\u0643 \u0648\u062d\u0633\u0628 \u062a\u062e\u0635\u0635\u0643.<\/p><p>10- \u062a\u0633\u0647\u064a\u0644 \u0645\u0647\u0627\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0648\u062c\u062f \u0641\u064a\u0647\u0627 \u0648\u0643\u0644\u0627\u0624\u0646\u0627.<\/p><p>11- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u062a\u0645\u064a\u0632 \u201c\u062f\u0631\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u062a\u0645\u064a\u0632\u201d \u0628\u0642\u0631\u0627\u0631 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>2- \u062d\u0633\u0646 \u0627\u0644\u0633\u064a\u0631\u0629 \u0648\u0627\u0644\u0633\u0644\u0648\u0643 .<\/p><p>3- \u0623\u0646 \u0644\u0627 \u062a\u0642\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u062d\u0627\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u062f\u0631\u062c\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633 \u060c \u0648 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0631\u0628\u064a\u0646 (TOT).<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>1- \u0637\u0644\u0628 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0648\u062a\u0639\u0628\u0626\u0629 \u0627\u0633\u062a\u0645\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644.<\/p><p>2- \u0633\u064a\u0631\u0629 \u0630\u0627\u062a\u064a\u0629.<\/p><p>3- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/p><p>4- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633.<\/p><p>5- \u0646\u0633\u062e\u0629 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0645\u062f\u0631\u0628TOT.<\/p><p>6- \u0635\u0648\u0631\u0629 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631.<\/p><p>7- \u0635\u0648\u0631\u0629 \u0634\u062e\u0635\u064a\u0629 \u062d\u062f\u064a\u062b\u0629 (\u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 ).<\/p><p><strong>\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u062a\u0631\u0633\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0639\u0628\u0631 \u0628\u0631\u064a\u062f\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a .<\/strong><\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1504\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1504\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> \u0627\u0644\u062e\u0628\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u0645\u0639\u062a\u0645\u062f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1504\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1504\"><div id=\"pp-accordion-tab-content-3594\" class=\"pp-faq-answer pp-accordion-tab-content\" data-tab=\"4\"><p>\u062a\u0639\u0645\u0644 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY \u0639\u0644\u0649 \u0641\u062a\u062d \u0627\u0644\u0645\u062c\u0627\u0644 \u0644\u0644\u0645\u062f\u0631\u0628\u064a\u0646 \u0627\u0644\u0645\u0645\u064a\u0632\u064a\u0646 \u0644\u0644\u0627\u0646\u0636\u0645\u0627\u0645 \u0644\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0628\u062a\u0635\u0646\u064a\u0641 \u201c\u0645\u062f\u0631\u0628 \u062f\u0648\u0644\u064a \u0645\u0639\u062a\u0645\u062f\u201d .<\/p><p><strong>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u062a\u0635\u0646\u064a\u0641 \u201c\u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f\u201d \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>2- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0643\u0645\u062f\u0631\u0628 \u062f\u0648\u0644\u064a \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>3-\u064a\u0645\u0646\u062d \u0643\u0644 \u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f \u0646\u0637\u0627\u0642\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 (\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a\u060c \u0625\u062f\u0631\u0627\u062c \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0648 \u0627\u0644\u0625\u0634\u0647\u0627\u0631).<\/p><p>4- \u064a\u062f\u0631\u062c \u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0645\u0648\u0642\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>5- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0634\u0647\u0627\u062f\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u0645\u062a\u062f\u0631\u0628\u064a\u0646 \u0641\u064a \u062f\u0648\u0631\u0627\u062a\u0647 \u0627\u0644\u062a\u064a \u064a\u0639\u0642\u062f\u0647\u0627 .<\/p><p>6-\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0644\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0628\u0625\u0635\u062f\u0627\u0631 \u0634\u0647\u0627\u062f\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0644\u062c\u0645\u064a\u0639 \u0628\u0631\u0627\u0645\u062c\u0647 \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>7- \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u062a\u062f\u0631\u0628\u0648\u0646 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u062e\u0628\u064a\u0631 \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>8- \u062a\u0644\u0642\u064a \u0643\u0627\u0641\u0629 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0645\u0633\u0627\u0646\u062f\u0629 \u0645\u0646 \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0637\u064a\u0644\u0629 \u062a\u0639\u0627\u0645\u0644\u0647 \u0645\u0639 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629UK GOLDEN ACADEMY.<\/p><p>9- \u0647\u0630\u0647 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u062a\u0645\u0643\u0646\u0643 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0645\u0647\u0646\u064a\u0629 \u0623\u0639\u0644\u0649 \u0641\u064a \u062e\u0628\u0631\u0627\u062a\u0643 \u0648\u062d\u0633\u0628 \u062a\u062e\u0635\u0635\u0643.<\/p><p>10- \u062a\u0633\u0647\u064a\u0644 \u0645\u0647\u0627\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0648\u062c\u062f \u0641\u064a\u0647\u0627 \u0648\u0643\u0644\u0627\u0624\u0646\u0627.<\/p><p>11- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u062a\u0645\u064a\u0632 \u201c\u062f\u0631\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u062a\u0645\u064a\u0632\u201d \u0628\u0642\u0631\u0627\u0631 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>2- \u062d\u0633\u0646 \u0627\u0644\u0633\u064a\u0631\u0629 \u0648\u0627\u0644\u0633\u0644\u0648\u0643 .<\/p><p>3- \u0623\u0646 \u0644\u0627 \u062a\u0642\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u062d\u0627\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u062f\u0631\u062c\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633 \u060c \u0648 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0631\u0628\u064a\u0646 (TOT).<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>1- \u0637\u0644\u0628 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0648\u062a\u0639\u0628\u0626\u0629 \u0627\u0633\u062a\u0645\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644.<\/p><p>2- \u0633\u064a\u0631\u0629 \u0630\u0627\u062a\u064a\u0629.<\/p><p>3- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/p><p>4- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633.<\/p><p>5- \u0646\u0633\u062e\u0629 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0645\u062f\u0631\u0628TOT.<\/p><p>6- \u0635\u0648\u0631\u0629 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631.<\/p><p>5- \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f .<\/p><p><strong>\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u062a\u0631\u0633\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0639\u0628\u0631 \u0628\u0631\u064a\u062f\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a .<\/strong><\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1505\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1505\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> \u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u0645\u0639\u062a\u0645\u062f <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1505\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1505\"><div id=\"pp-accordion-tab-content-3595\" class=\"pp-faq-answer pp-accordion-tab-content\" data-tab=\"5\"><p>\u062a\u0642\u0648\u0645 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 Uk GOLDEN ACADEMY \u0639\u0644\u0649 \u0641\u062a\u062d \u0627\u0644\u0628\u0627\u0628 \u0623\u0645\u0627\u0645 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0645\u062a\u0645\u064a\u0632\u064a\u0646 \u0642\u0635\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0628\u062a\u0635\u0646\u064a\u0641 \u201d \u062e\u0628\u064a\u0631 \u0645\u0639\u062a\u0645\u062f \u201d<\/p><p><strong>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>\u062a\u0642\u0648\u0645 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 Uk GOLDEN ACADEMY \u0639\u0644\u0649 \u0641\u062a\u062d \u0627\u0644\u0628\u0627\u0628 \u0623\u0645\u0627\u0645 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0645\u062a\u0645\u064a\u0632\u064a\u0646 \u0642\u0635\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0628\u062a\u0635\u0646\u064a\u0641 \u201d \u062e\u0628\u064a\u0631 \u0645\u0639\u062a\u0645\u062f \u201d<\/p><p>2- \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0643\u0645\u062f\u0631\u0628 \u062f\u0648\u0644\u064a \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>3-\u064a\u0645\u0646\u062d \u0643\u0644 \u0645\u062f\u0631\u0628 \u0645\u0639\u062a\u0645\u062f \u0646\u0637\u0627\u0642\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 (\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a\u060c \u0625\u062f\u0631\u0627\u062c \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0648 \u0627\u0644\u0625\u0634\u0647\u0627\u0631).<\/p><p>4- \u064a\u062f\u0631\u062c \u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0645\u0648\u0642\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>5- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0634\u0647\u0627\u062f\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u0645\u062a\u062f\u0631\u0628\u064a\u0646 \u0641\u064a \u062f\u0648\u0631\u0627\u062a\u0647 \u0627\u0644\u062a\u064a \u064a\u0639\u0642\u062f\u0647\u0627 .<\/p><p>6-\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0644\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0628\u0625\u0635\u062f\u0627\u0631 \u0634\u0647\u0627\u062f\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0644\u062c\u0645\u064a\u0639 \u0628\u0631\u0627\u0645\u062c\u0647 \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p>7- \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u062a\u062f\u0631\u0628\u0648\u0646 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u062f\u0648\u0631\u0627\u062a \u0627\u0644\u062e\u0628\u064a\u0631 \u0645\u0646 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY<\/p><p>8- \u062a\u0644\u0642\u064a \u0643\u0627\u0641\u0629 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062f\u0639\u0645 \u0648\u0627\u0644\u0645\u0633\u0627\u0646\u062f\u0629 \u0645\u0646 \u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0637\u064a\u0644\u0629 \u062a\u0639\u0627\u0645\u0644\u0647 \u0645\u0639 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 UK GOLDEN ACADEMY.<\/p><p>9- \u0647\u0630\u0647 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u062a\u0645\u0643\u0646\u0643 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0645\u0647\u0646\u064a\u0629 \u0623\u0639\u0644\u0649 \u0641\u064a \u062e\u0628\u0631\u0627\u062a\u0643 \u0648\u062d\u0633\u0628 \u062a\u062e\u0635\u0635\u0643.<\/p><p>10- \u062a\u0633\u0647\u064a\u0644 \u0645\u0647\u0627\u0645 \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0648\u062c\u062f \u0641\u064a\u0647\u0627 \u0648\u0643\u0644\u0627\u0624\u0646\u0627.<\/p><p>11- \u064a\u0645\u0646\u062d \u0627\u0644\u0645\u062f\u0631\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u062a\u0645\u064a\u0632 \u201c\u062f\u0631\u0639 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0644\u0644\u062a\u0645\u064a\u0632\u201d \u0628\u0642\u0631\u0627\u0631 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629.<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>2- \u062d\u0633\u0646 \u0627\u0644\u0633\u064a\u0631\u0629 \u0648\u0627\u0644\u0633\u0644\u0648\u0643 .<\/p><p>3- \u0623\u0646 \u0644\u0627 \u062a\u0642\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u062d\u0627\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u062f\u0631\u062c\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633 \u060c \u0648 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0631\u0628\u064a\u0646 (TOT).<\/p><p><strong>\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f :<\/strong><\/p><p>1- \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0647\u0627 \u0627\u0644\u0639\u0645\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 .<\/p><p>1- \u0637\u0644\u0628 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0631\u0633\u0645\u064a \u0648\u062a\u0639\u0628\u0626\u0629 \u0627\u0633\u062a\u0645\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644.<\/p><p>2- \u0633\u064a\u0631\u0629 \u0630\u0627\u062a\u064a\u0629.<\/p><p>3- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629.<\/p><p>4- \u0646\u0633\u062e\u0629 \u0645\u0646 \u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0628\u0627\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633.<\/p><p>5- \u0646\u0633\u062e\u0629 \u0634\u0647\u0627\u062f\u0629 \u0625\u0639\u062f\u0627\u062f \u0645\u062f\u0631\u0628TOT.<\/p><p>6- \u0635\u0648\u0631\u0629 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631.<\/p><p>7- \u0635\u0648\u0631\u0629 \u0634\u062e\u0635\u064a\u0629 \u062d\u062f\u064a\u062b\u0629 (\u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 ).<\/p><p><strong>\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u062a\u0631\u0633\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0639\u0628\u0631 \u0628\u0631\u064a\u062f\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a .<\/strong><\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-54d6bdd0 elementor-section-full_width py-lg-16 py-10  bg-light-gradient-top  elementor-section-height-default elementor-section-height-default\" data-id=\"54d6bdd0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d560142\" data-id=\"3d560142\" data-element_type=\"column\">\n\t\t\t<div class=\"p-0 elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-276754ce container p-0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"276754ce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default row m-0\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2d8255a8 col-md-6 offset-right-md-6 col-12 mb-6 py-0\" data-id=\"2d8255a8\" data-element_type=\"column\">\n\t\t\t<div class=\"p-0 elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28b285f8 elementor-widget elementor-widget-highlighted-heading\" data-id=\"28b285f8\" data-element_type=\"widget\" data-widget_type=\"highlighted-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"geeks-elementor-highlighted-heading__title\">\u062a\u0639\u0631\u0641 \u0639\u0644\u0649<span class=\"geeks-elementor-highlighted-heading__highlighted-text\"> \u0642\u064a\u0645\u0646\u0627<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-402bf87d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"402bf87d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default row p-0\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-634cace1 col-md-4 col-12\" data-id=\"634cace1\" data-element_type=\"column\">\n\t\t\t<div class=\"card mb-4 mb-lg-0 p-0 elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-698b1097 card-body p-5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"698b1097\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"elementor-icon-box-wrapper\">\n                        <div class=\"elementor-icon-box-icon\">\n                <span class=\"elementor-icon lh-1\">\n                <i aria-hidden=\"true\" class=\"mdi mdi-school-outline\"><\/i>                <\/span>\n            <\/div>\n                        <div class=\"elementor-icon-box-content\">\n                <h3 class=\"elementor-icon-box-title mb-2 mt-n1\">\n                    <span >\u062c\u0639\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0645\u062a\u0627\u062d\u064b\u0627 \u0644\u0644\u062c\u0645\u064a\u0639<\/span>\n                <\/h3>\n                                <p class=\"elementor-icon-box-description\">Quis cursus turpis in habitant sagittis amet dolor malesuada ut. Volutpat nunc id blanvolutpat nunc.\n\n<\/p>\n                            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-34d5e545 col-md-4 col-12\" data-id=\"34d5e545\" data-element_type=\"column\">\n\t\t\t<div class=\"card mb-4 mb-lg-0 p-0 elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47d40346 card-body p-5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"47d40346\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"elementor-icon-box-wrapper\">\n                        <div class=\"elementor-icon-box-icon\">\n                <span class=\"elementor-icon h-1\">\n                <i aria-hidden=\"true\" class=\"mdi mdi-account-group\"><\/i>                <\/span>\n            <\/div>\n                        <div class=\"elementor-icon-box-content\">\n                <h3 class=\"elementor-icon-box-title mb-2 mt-n1\">\n                    <span >Learn and Grow<\/span>\n                <\/h3>\n                                <p class=\"elementor-icon-box-description\">Quis cursus turpis in habitant sagittis amet dolor malesuada ut. Volutpat nunc id blanvolutpat nunc.\n\n<\/p>\n                            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-73d05557 col-md-4 col-12\" data-id=\"73d05557\" data-element_type=\"column\">\n\t\t\t<div class=\"card mb-4 mb-lg-0 p-0 elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b39644d card-body p-5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"4b39644d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"elementor-icon-box-wrapper\">\n                        <div class=\"elementor-icon-box-icon\">\n                <span class=\"elementor-icon  lh-1\">\n                <i aria-hidden=\"true\" class=\"mdi mdi-finance\"><\/i>                <\/span>\n            <\/div>\n                        <div class=\"elementor-icon-box-content\">\n                <h3 class=\"elementor-icon-box-title mb-2 mt-n1\">\n                    <span >\u062c\u0639\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0645\u062a\u0627\u062d\u064b\u0627 \u0644\u0644\u062c\u0645\u064a\u0639<\/span>\n                <\/h3>\n                                <p class=\"elementor-icon-box-description\">Quis cursus turpis in habitant sagittis amet dolor malesuada ut. Volutpat nunc id blanvolutpat nunc.\n\n<\/p>\n                            <\/div>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Our Credit Types Credit Types is currently divided and until the end&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-164","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/pages\/164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/comments?post=164"}],"version-history":[{"count":4,"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/pages\/164\/revisions"}],"predecessor-version":[{"id":172,"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/pages\/164\/revisions\/172"}],"wp:attachment":[{"href":"https:\/\/iexperts-academy.com\/ar\/wp-json\/wp\/v2\/media?parent=164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}